Karina Turcios, Real Estate Agent

Top Real Estate Agent in Polk County

5.0
Based on 31 reviews
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About me

Karina Turcios

I was born in El Salvador and moved to the United States when I was 11 years old. One of my biggest challenges early on was learning English, but that experience taught me resilience and shaped who I am today. I’ve lived in the Polk County area ever since, and it’s been incredible to see the transformation of the region—from a quiet, farm-style setting to the vibrant and growing community it is now.

I work in real estate, and my passion lies in helping families and investors reach their goals. My mission is to assist 100 families in a single year—whether that’s helping first-time homebuyers achieve the dream of homeownership or guiding investors as they build strong and diverse real estate portfolios. I pride myself on being a reliable resource for my clients, making their journey smooth, informed, and empowering.

Outside of work, I enjoy reading and learning from the stories of successful people who inspire me to grow. I’m a foodie at heart, always eager to explore different cultures through food, and I love traveling and discovering new places. Above all, I value family and loyalty. I’m deeply connected to my loved ones and enjoy spending time together—whether it’s planning a trip, hosting a BBQ, or simply gathering as a family.

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Years of experience
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Properties sold
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Rated 5⭐ by 10+ homeowners

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What I do

My Services

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Buyer Representation

I help homebuyers find their perfect property—guiding them through every step, from financing options to closing. My goal is to make your home-buying journey smooth, informed, and enjoyable.

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Seller Representation

From pricing strategy to professional marketing and negotiation, I ensure your property gets maximum visibility and sells for the best value. I handle every detail so you can focus on your next move.

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Home Valuation & Staging Support

I offer complimentary property assessments and connect you with trusted staging professionals to help your home look its best and sell faster.

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New Construction & Pre-Construction Sales

I work directly with developers and builders to give clients early access to new communities, model homes, and pre-construction opportunities—often before they hit the market.

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Market Analysis & Strategy

Get a clear understanding of your property’s value with a data-driven market analysis. I provide actionable insights on trends, pricing, and neighborhood performance to help you make confident decisions.

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Community Connection

More than transactions—my focus is helping families and individuals find their place in the community. I provide guidance on schools, lifestyle, and local amenities to ensure you find a home that fits your life.

Rated 5 out of 5

What Customers Are Saying

Frequent Ask Questions

Can I buy a home with an ITIN number?

✅ Yes. You can purchase a home with an ITIN number. There are special loan programs available for ITIN holders.

Can you help me repair my credit to buy a home?

✅ Yes. We can guide you through improving your credit score and connect you with trusted credit repair specialists.

Can I qualify for down payment assistance programs?

✅ Yes. There are several local and state programs that can help you with your down payment if you qualify.

If I already own a property, can I use the profit to buy a second one?

✅ Yes. You can use the equity or profit from selling your home to purchase another property.

Is getting pre-qualified free?

✅ Yes. Pre-qualification is free, and it helps you understand if you qualify now or what you need to do to qualify in the future.

Can I buy a property with my business income?

✅ Yes. You can buy a property under your business name or using your business income, depending on the loan program.

How much money do I need for a down payment?

It depends on the loan program. Some require as little as 3%, and others even offer 0% for qualified buyers.

How long does it take to buy a home?

Typically, it takes 30 to 45 days from pre-approval to closing, depending on the type of loan and property.

What documents do I need to start the process?

Usually, you’ll need ID, proof of income (pay stubs, tax returns), and bank statements.

Can I buy a home if I’m self-employed?

Yes. You’ll just need to show consistent income and provide business tax returns.

Can I sell my home while I’m still paying the mortgage?

✅ Yes. The mortgage will be paid off with the proceeds from your sale.

Can you help me buy and sell at the same time?

✅ Absolutely. We can coordinate both transactions to make your move smooth and stress-free.

Do I need to be in the U.S. to sell my property?

No, remote closings are possible with digital signatures and wire transfers.